Compatible iPhone & iOS
Why Tap to Pay on iPhone
Zero hardware
Accept payments directly on your compatible iPhone, no external card readers or terminals to buy, store, or charge.
Instant activation
Download the app, sign in, and start taking payments in minutes.
Mobile ready
Perfect for popups, events, curbside, in-aisle checkout, job sites, and on-the-go service work.
Trusted protection
Biometric authentication and end to end encryption help keep every tap secure.
Lower costs
Reduce overhead by removing terminals and ongoing hardware maintenance.
How it works
Download the Authorize.net 2.0 app and enroll with Tap to Pay on iPhone.
Sign in to your merchant account.
Enter the sale amount.
Present your iPhone to the customer.
The customer taps their contactless card, Apple Pay, or approved digital wallet.
You get instant confirmation and can send a digital receipt.
It’s simple, fast, and built for the way modern SMBs move
Built for mobile first businesses
Tap to Pay on iPhone is ideal for:
- Pop ups, markets, food trucks, and seasonal vendors
- Beauty, wellness, and personal-service pros
- Home-service providers and gig workers
- Retailers who want line busting flexibility
- Merchants extending acceptance beyond their counter
When your business can happen anywhere, your payments should too.
Security you can trust
Every transaction benefits from:
- PCI-compliant processing
- Secure tokenization and encrypted communication
- Apple’s privacy protections for Tap to Pay on iPhone
Your customers trust you, and we help you keep it that way.
What you gain
- Capture sales anywhere the opportunity strikes
- Cut hardware costs and complexity
- Reduce the manual efforts of managing devices
- Move faster with instant onboarding and seamless workflows
- Protect every payment with industry-leading security
Requirements
iPhone X (10) or later running iOS 18 or later is required to accept contactless payments.
Authorize.net account and App
An active Authorize.net merchant account and the Authorize.net 2.0 mobile app are required.
U.S. availability on TSYS
Currently available to businesses in the United States only on the TSYS processing platform.
Get started
Frequently asked questions
Tap to Pay on iPhone lets you accept in-person, contactless payments using only your compatible iPhone. No terminals, card readers, or extra hardware needed.
You can accept contactless credit and debit cards, Apple Pay, and other supported digital wallets and wearables.
Just download the Authorize.net 2.0 mobile app, sign in with your Authorize.net account, and start accepting payments. It only takes a few minutes to enable your device with Tap to Pay on iPhone.
Tap to Pay on iPhone requires iPhone X (10) or later running the iOS 18 or later.
Yes. Payments are encrypted, PCI-compliant, and protected by Authorize.net’s fraud tools. Card data is never stored on the device or Apple servers.
Anywhere your business operates: pop ups, events, curbside, table side, job sites, or at your counter. If your business moves, your payments can too.
No. Tap to Pay on iPhone eliminates the need for dongles, terminals, or card readers. Your iPhone does it all.
Yes. It’s designed for mobile-first SMBs, from food trucks and makers to freelancers, service pros, and retailers who want flexible, line busting checkout options.
Absolutely. You can send digital receipts to customers directly from your device or share printed receipts if you’re connected to a compatible printer.
Tap to Pay on iPhone is currently offered in the United States only.
Tap to Pay on iPhone is currently available only on the TSYS processing platform. If you have any questions about your eligibility, please contact our support center.