say fraud isn’t a big concern
Questions? Speak to a human.
Questions? Speak to a human.
Think you aren't big enough to be noticed by fraudsters?
Over the next five years, analysts project that small and medium businesses will be hit with more than $130 billion in losses due to payments fraud.1 Our fraud detection software lets you customize with rules-based filters and tools to suit your business model.
38%
48%
think they are too small to be noticed by fraudsters
58%
think they are less susceptible than large businesses2
Three ways to protect your business from fraud
Fraudsters are relentless and many of them quite savvy. However, there are actions you can take to protect yourself.
Be proactive
Look at your website and see where you might be vulnerable. What customer verification tools do you have in place now? Don’t ignore suspicious activity.
Use a fraud prevention tool
Authorize.net has a built-in fraud tool. Advanced Fraud Detection Suite comes with 13 easily configurable fraud filters to help set proper minimum transaction thresholds, payment velocity settings, country limitations, and more to help prevent processing fraudulent transactions.
Set up a simple firewall
Many firewalls come with basic tools for botnet detection, prevention, and removal.
Forbes rates us the best payment gateway of 2024
Take back control
AFDS gives you the control to manage your payments your way. You get to decide what happens when a filter is triggered.
Do not authorize but hold for review
When this action is selected, transactions that trigger this filter are placed in the Pending Review state prior to being sent for authorization. Once in Pending Review, you will have five days to manually review and either approve or decline the transaction. Once you approve the transaction, it is sent for authorization. If no action is taken in the five-day period, the transaction will expire. This action is useful if you want to review transactions prior to authorization to avoid incurring any associated authorization fees.
Authorize and hold for review
When this action is selected, transactions that trigger this filter are sent for authorization, and upon successful authorization are placed in the Authorized/Pending Review state. Once in Authorized/Pending Review, you will have 30 days to manually review and either approve or void the transaction. If no action is taken in the 30-day period, the transaction will expire. This action is useful if you want to review authorized transactions prior to submitting for settlement.
Process as normal and report filter(s) triggered
When this action is selected, transactions that trigger this filter are processed as normal, but are also reported in the Merchant Interface as triggering this filter. This action is useful if you want to “test” your filter settings.
Decline the transaction
When this action is selected, transactions that trigger the filter will be declined automatically prior to authorization. This is the most severe action you can take for a transaction.
1 Jupiter Research, Online Payment Fraud: Emerging Threats, Segment Analysis & Market Forecasts 2018-2023
2 Research Report: Why fraud prevention is a strategic investment for businesses of all sizes, Emailage, © 2019
These statistical percentages were derived from a survey of 1,000 people in leadership roles in small to midsized businesses across the United States and Canada to learn about their attitudes towards fraud prevention.
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