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Questions? Speak to a human.

Questions? Speak to a human.

Questions? Speak to a human.

Questions? Speak to a human.

Title

Description.

Add Authorize.net to your eCommerce store using our pre-built integrations

Authorize.net works with the platforms your online store already runs on. No custom development, no lengthy setup is required. All you need is a pre-built plugin and your API credentials.

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Need more control over your checkout experience? Authorize.net's REST API and SDKs give developer-led teams the flexibility to build a fully custom eCommerce payment system, without starting from scratch.

  • Full REST API with SDKs in 8+ languages including PHP, Java, Ruby, Python, and .NET.
  • Free sandbox environment for testing your integration before going live. No production data required.
  • Hosted payment fields keep card data off your servers and reduce your PCI compliance scope without limiting design control.
  • Webhook support for real-time transaction notifications across your eCommerce stack.
  • Comprehensive documentation, sample code, and a dedicated developer community at developer.authorize.net.
Step 1

Be proactive

Look at your website and see where you might be vulnerable. What customer verification tools do you have in place now? Don’t ignore suspicious activity.

Step 2

Use a fraud prevention tool

AFDS is the built-in eCommerce fraud prevention service included with every plan. Its 13 configurable fraud filters let you set transaction thresholds, payment velocity limits, IP address blocks, country restrictions, and more. Every filter triggers a specific action you control: hold for review, decline automatically, or process and flag.

Step 3

Set up a simple firewall

Many firewalls come with basic tools for botnet detection, prevention, and removal.

What sets Authorize.net apart as an eCommerce payment gateway

170+ eCommerce platform integrations

Connect Authorize.net to WooCommerce, Shopify, Magento, BigCommerce, and 170+ other platforms in minutes.

Forbes-recognized fraud protection

Authorize.net’s Advanced Fraud Detection Suite was recognized by Forbes as best-in-class with 13 configurable real-time filters included in every plan at no extra cost.

Backed by Visa

As a Visa company, Authorize.net runs on the most trusted global payments network, giving your customers confidence at checkout and your store enterprise-grade infrastructure at SMB pricing.

25+ years of eCommerce payment expertise

Authorize.net has been powering online stores since 1996, longer than any other major eCommerce payment gateway.

24/7 live support for online merchants

Whether you're troubleshooting a checkout integration or configuring fraud filters, Authorize.net's support team is available by phone, email, and chat around the clock. No ticket queue.

Feature Included

Accept recurring credit card payments with easy subscription payment processing

Set up payments and subscriptions quickly with simple subscription payment processing tools that let you accept recurring credit card payments, with no development, coding, or customization required.
Included

Create custom billing schedules for recurring payments

Create any billing schedule—weekly, bi-weekly, monthly, quarterly, or custom intervals.
Included

Accept recurring payments from any included payment method

Accept recurring payments via credit cards, eChecks, and more from a single account.
Included

Let customers try before their subscription begins

Offer free or paid trial periods before the first billing cycle begins.
Included

Transaction monitoring

Monitor every recurring payment and transaction status from your Merchant Interface dashboard.
Included

Recurring billing integration

Integrate ARB directly into your website or platform via API for a fully custom experience.
Included
Table Description Included in all plans Additional capabilities

Payment acceptance

Merchant account Authorize.net's merchant account holds funds from card transactions and deposits them directly into your business bank account, giving you a reliable, straightforward way to manage payment processing and get paid. Included  
Payment Gateway Accept payments through a Virtual Terminal or digital wallet from anywhere your business operates, with no point-of-sale hardware required. Included  
Multiple payment types Give customers more ways to pay and fewer reasons to leave. Accept credit cards, debit cards, Apple Pay, Google Pay, and other digital wallets at checkout. Included  
eCheck Let customers pay directly from their bank account using an electronic check.   Additional capability
Virtual Point of Sale Turn your Windows computer into a point of sale terminal to accept credit and debit card payments in person.   Additional capability
Mobile Point of Sale Accept card payments and digital wallets anywhere using your smartphone or tablet with a mobile card reader.   Additional capability
Simple Checkout Create a payment link, button, or QR code so customers can pay quickly. Included  
Digital invoicing Send professional invoices and collect payments without any additional integration required. Ideal for service businesses and freelancers. Included  

Billing and risk management

Automated Recurring Billing Authorize.net automates your recurring billing, whether subscriptions, retainers, or payment plans, so you stop chasing payments and get back to running your business. Included  
Advanced Fraud Detection Suite Protect your business from fraudulent transactions with Authorize.net's award-winning fraud detection tools, with customizable rules that flag suspicious activity before it becomes a costly chargeback. Included  
Customer Information Manager Cut cart abandonment and boost completed sales by securely storing customer payment details for a faster, frictionless checkout experience. Included  
Account Updater Keep saved card information up to date automatically, helping reduce failed payments.   Additional capability

Reporting and support

AI agent + reporting and analytics Make smarter business decisions with real-time payment reporting, built-in analytics, and an AI agent that surfaces the insights and trends that matter most, with no data expertise needed. Included  
24x7 Live support Whenever something goes wrong, or you just need a straight answer, Authorize.net's live support team is available around the clock. No bots, no ticket queues, no waiting until Monday morning. Included  
  Payment type Accepted

Credit card payments

Visa Visa Accepted
Mastercard Mastercard Accepted
Discover Discover Accepted
American Express American Express Accepted
JCB Japan Credit Bureau (JCB) Accepted
Diners Club Diners Club Accepted

ACH payments

NACHA Electronic check (eCheck) Accepted

Digital payments

Apple Pay Apple Pay Accepted
Google Pay Google Pay Accepted
PayPal PayPal Accepted

Frequently asked questions about eCommerce payment processing 

An eCommerce payment gateway is the technology that securely connects your online store to the payment networks that authorize and process credit card and digital wallet transactions. Authorize.net acts as the gateway between your store, your customer's bank, and the card networks, handling encryption, fraud screening, and real-time authorization for every order.

Authorize.net integrates with Shopify, WooCommerce, BigCommerce, Magento, and 170+ other eCommerce platforms through pre-built shopping cart plugins. Most integrations require no custom development. Simply install the plugin, enter your API credentials, and your eCommerce payment gateway is live. For custom-built stores, Authorize.net's REST API and SDKs support integrations in 8+ programming languages.

 

See a full list of platforms that integrate with Authorize.net or visit our Developer Center to learn more about custom checkout options. 

Authorize.net supports Visa, Mastercard, Amex, Discover, JCB, UnionPay, Apple Pay, Google Pay, PayPal, and eChecks (ACH). All payment methods are supported through a single eCommerce merchant account with no separate setup required.

Yes. Every Authorize.net account includes the Advanced Fraud Detection Suite (AFDS) at no additional cost. With 13 configurable, real-time fraud filters, you can automatically screen transactions before they're authorized to help identify suspicious activity and reduce chargebacks. AFDS has also been recognized by Forbes as a best-in-class fraud protection solution for small business eCommerce merchants.

Yes. Authorize.net accepts internationally issued Visa, Mastercard, American Express, Discover, JCB, and UnionPay cards, allowing customers from around the world to complete purchases on your online store. International transactions are processed through the same merchant account you use for domestic sales. Please note that to use Authorize.net, your business must be based in the U.S., Canada, the U.K., Europe, or Australia.

Authorize.net's eCommerce payment processing plans start at $25/month plus 2.9% + $0.30 per transaction. There are no setup fees and no long-term contracts.

1 Jupiter Research, Online Payment Fraud: Emerging Threats, Segment Analysis & Market Forecasts 2018-2023
2 Research Report: Why fraud prevention is a strategic investment for businesses of all sizes, Emailage, © 2019

These statistical percentages were derived from a survey of 1,000 people in leadership roles in small to midsized businesses across the United States and Canada to learn about their attitudes towards fraud prevention.

Start accepting payments today

Sign up online or call 1-888-323-4289.

Success stories

Operations and growth

RJ Tuban

Shan Shan Li

Authorize.net

Jacob Muff

Senior Director, Global SMB Solutions at Authorize.net

Rohit Rana

Director, Partnership and Growth

Adam Thompson

Director, Service Experience

Karen Kelly

Sales Director, Authorize.net

Adam Yeh

Senior Director, Product Management Payments Processing

Diana Unay

Director of Marketing, Paid and Social Media, Visa

Katie Craven

Senior Director, Sales Engineering

Glade Tidwell

Director, Customer Success

Sara Craven

General Manager

Mark Strachan

Senior Director, EMEA Risk Solutions

Jennifer Zessin

Senior Director, Client Success

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