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Questions? Speak to a human.
Questions? Speak to a human.
Description.
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Authorize.net works with the platforms your online store already runs on. No custom development, no lengthy setup is required. All you need is a pre-built plugin and your API credentials.
Need more control over your checkout experience? Authorize.net's REST API and SDKs give developer-led teams the flexibility to build a fully custom eCommerce payment system, without starting from scratch.
Connect to Shopify, WooCommerce, BigCommerce, Magento, and 170+ other eCommerce platforms via a pre-built shopping cart plugin and be live in minutes.
Accept all major payment methods through your existing platform checkout, including credit cards, eChecks, Apple Pay, Google Pay, and PayPal.
Manage every transaction, report, and customer record from a single Authorize.net merchant account.
Look at your website and see where you might be vulnerable. What customer verification tools do you have in place now? Don’t ignore suspicious activity.
AFDS is the built-in eCommerce fraud prevention service included with every plan. Its 13 configurable fraud filters let you set transaction thresholds, payment velocity limits, IP address blocks, country restrictions, and more. Every filter triggers a specific action you control: hold for review, decline automatically, or process and flag.
Many firewalls come with basic tools for botnet detection, prevention, and removal.
Connect Authorize.net to WooCommerce, Shopify, Magento, BigCommerce, and 170+ other platforms in minutes.
Authorize.net’s Advanced Fraud Detection Suite was recognized by Forbes as best-in-class with 13 configurable real-time filters included in every plan at no extra cost.
As a Visa company, Authorize.net runs on the most trusted global payments network, giving your customers confidence at checkout and your store enterprise-grade infrastructure at SMB pricing.
Authorize.net has been powering online stores since 1996, longer than any other major eCommerce payment gateway.
Whether you're troubleshooting a checkout integration or configuring fraud filters, Authorize.net's support team is available by phone, email, and chat around the clock. No ticket queue.
| Feature | Included |
|---|---|
Accept recurring credit card payments with easy subscription payment processingSet up payments and subscriptions quickly with simple subscription payment processing tools that let you accept recurring credit card payments, with no development, coding, or customization required. |
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Create custom billing schedules for recurring paymentsCreate any billing schedule—weekly, bi-weekly, monthly, quarterly, or custom intervals. |
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Accept recurring payments from any included payment methodAccept recurring payments via credit cards, eChecks, and more from a single account. |
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Let customers try before their subscription beginsOffer free or paid trial periods before the first billing cycle begins. |
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Transaction monitoringMonitor every recurring payment and transaction status from your Merchant Interface dashboard. |
|
Recurring billing integrationIntegrate ARB directly into your website or platform via API for a fully custom experience. |
| Table | Description | Included in all plans | Additional capabilities |
|---|---|---|---|
Payment acceptance |
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| Merchant account | Authorize.net's merchant account holds funds from card transactions and deposits them directly into your business bank account, giving you a reliable, straightforward way to manage payment processing and get paid. | ||
| Payment Gateway | Accept payments through a Virtual Terminal or digital wallet from anywhere your business operates, with no point-of-sale hardware required. | ||
| Multiple payment types | Give customers more ways to pay and fewer reasons to leave. Accept credit cards, debit cards, Apple Pay, Google Pay, and other digital wallets at checkout. | ||
| eCheck | Let customers pay directly from their bank account using an electronic check. | ||
| Virtual Point of Sale | Turn your Windows computer into a point of sale terminal to accept credit and debit card payments in person. | ||
| Mobile Point of Sale | Accept card payments and digital wallets anywhere using your smartphone or tablet with a mobile card reader. | ||
| Simple Checkout | Create a payment link, button, or QR code so customers can pay quickly. | ||
| Digital invoicing | Send professional invoices and collect payments without any additional integration required. Ideal for service businesses and freelancers. | ||
Billing and risk management |
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| Automated Recurring Billing | Authorize.net automates your recurring billing, whether subscriptions, retainers, or payment plans, so you stop chasing payments and get back to running your business. | ||
| Advanced Fraud Detection Suite | Protect your business from fraudulent transactions with Authorize.net's award-winning fraud detection tools, with customizable rules that flag suspicious activity before it becomes a costly chargeback. | ||
| Customer Information Manager | Cut cart abandonment and boost completed sales by securely storing customer payment details for a faster, frictionless checkout experience. | ||
| Account Updater | Keep saved card information up to date automatically, helping reduce failed payments. | ||
Reporting and support |
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| AI agent + reporting and analytics | Make smarter business decisions with real-time payment reporting, built-in analytics, and an AI agent that surfaces the insights and trends that matter most, with no data expertise needed. | ||
| 24x7 Live support | Whenever something goes wrong, or you just need a straight answer, Authorize.net's live support team is available around the clock. No bots, no ticket queues, no waiting until Monday morning. | ||
| Payment type | Accepted | |
|---|---|---|
Credit card payments |
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Visa | |
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Mastercard | |
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Discover | |
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American Express | |
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Japan Credit Bureau (JCB) | |
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Diners Club | |
ACH payments |
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Electronic check (eCheck) | |
Digital payments |
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Apple Pay | |
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Google Pay | |
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PayPal | |
An eCommerce payment gateway is the technology that securely connects your online store to the payment networks that authorize and process credit card and digital wallet transactions. Authorize.net acts as the gateway between your store, your customer's bank, and the card networks, handling encryption, fraud screening, and real-time authorization for every order.
Authorize.net integrates with Shopify, WooCommerce, BigCommerce, Magento, and 170+ other eCommerce platforms through pre-built shopping cart plugins. Most integrations require no custom development. Simply install the plugin, enter your API credentials, and your eCommerce payment gateway is live. For custom-built stores, Authorize.net's REST API and SDKs support integrations in 8+ programming languages.
See a full list of platforms that integrate with Authorize.net or visit our Developer Center to learn more about custom checkout options.
Authorize.net supports Visa, Mastercard, Amex, Discover, JCB, UnionPay, Apple Pay, Google Pay, PayPal, and eChecks (ACH). All payment methods are supported through a single eCommerce merchant account with no separate setup required.
Yes. Every Authorize.net account includes the Advanced Fraud Detection Suite (AFDS) at no additional cost. With 13 configurable, real-time fraud filters, you can automatically screen transactions before they're authorized to help identify suspicious activity and reduce chargebacks. AFDS has also been recognized by Forbes as a best-in-class fraud protection solution for small business eCommerce merchants.
Yes. Authorize.net accepts internationally issued Visa, Mastercard, American Express, Discover, JCB, and UnionPay cards, allowing customers from around the world to complete purchases on your online store. International transactions are processed through the same merchant account you use for domestic sales. Please note that to use Authorize.net, your business must be based in the U.S., Canada, the U.K., Europe, or Australia.
Authorize.net's eCommerce payment processing plans start at $25/month plus 2.9% + $0.30 per transaction. There are no setup fees and no long-term contracts.
1 Jupiter Research, Online Payment Fraud: Emerging Threats, Segment Analysis & Market Forecasts 2018-2023
2 Research Report: Why fraud prevention is a strategic investment for businesses of all sizes, Emailage, © 2019
These statistical percentages were derived from a survey of 1,000 people in leadership roles in small to midsized businesses across the United States and Canada to learn about their attitudes towards fraud prevention.
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Success stories
Operations and growth
RJ Tuban
Shan Shan Li
Authorize.net
Jacob Muff
Senior Director, Global SMB Solutions at Authorize.net
Rohit Rana
Director, Partnership and Growth
Adam Thompson
Director, Service Experience
Karen Kelly
Sales Director, Authorize.net
Adam Yeh
Senior Director, Product Management Payments Processing
Diana Unay
Director of Marketing, Paid and Social Media, Visa
Katie Craven
Senior Director, Sales Engineering
Glade Tidwell
Director, Customer Success
Sara Craven
General Manager
Mark Strachan
Senior Director, EMEA Risk Solutions
Jennifer Zessin
Senior Director, Client Success
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